How many years until thy first million? Three variables: starting balance, monthly contribution, expected return. Set them honestly and the clock will tell thee the truth.
Most Brothers learn that the timeline is shorter than they feared and longer than they hoped. This is good. It crushes both delusions: the delusion of get-rich-quick and the delusion of impossibility.
$500/month at 9% from age 25 reaches $1,000,000 at age 60. $1,500/month at 9% from age 35 reaches $1,000,000 at age 60. The earlier Brother contributes one-third the capital and finishes equal. THIS is the cost of delay.
Begin now. Begin small. Begin imperfect. The clock has already started.
Sacred Tool · Millionaire Clock
Years to $1,000,000
Years
30.9
The Seal of the Chamber
The clock obeys discipline, not desire.