Track thy net worth monthly. Track thy income, expenses, and savings rate. Track thy weight, sleep, exercise, reading hours. What thou measurest, thou improvest. What thou ignorest, thou losest.
Use a single spreadsheet. Update it on the first of each month. Compare year over year. The patterns reveal themselves only over long time horizons.
Most Brothers refuse to track because they fear what the numbers will say. The numbers do not change because thou ignorest them. They only become more painful when finally faced.
The Seal of the Chamber
What thou measurest, thou commandest.